Get Cash When You Need It with a Paycheck Advance
You just paid the bills and are happy to have a little money left over in your account. Then, wham! –– your car breaks down. The cost of repair is more than the amount of cash you have left. What do you do?
You could put the charges on a credit card, but face high interest rates if you can’t pay it off immediately. Or you could borrow from friends or family––opening yourself up to local gossip about your financial problems.
It’s Like Getting a Loan from Yourself
Or, you could just get an advance on your next paycheck. But don’t bother asking your boss––just apply for a paycheck advance loan. Also known as a payday loan, a paycheck advance is exactly what it sounds like. You get a cash advance on your next paycheck, then pay the loan off the next time you get paid. And it’s not as hard as you think. In fact, the process is pretty simple.
Most major cities have payday lenders with storefront operations, allowing you to work with a lending representative in person. Visit one near you and find out what their processes and terms are. You will usually need to fill out an application, provide paystubs as proof of employment, as well as provide bank account statements.
Look for Online Options
Another alternative is to find a lender online. If you have a computer, a simple search from the privacy of your home will reveal dozens of cash advance loan companies ready to cover your expenses until the next time you get paid. Working online allows you to compare several different lending options quickly, so that you can find the best deal available.
Internet-based cash lenders have streamlined the loan process. You will be required to fill out an online form asking for all the usual information, such as name, address, phone number and social security number. You will also be asked to confirm your place of employment with a phone number, and provide your bank account number. That’s it! No credit check is required, and you should have approval and money within one business day.
Solve Your Money Problems with a Paycheck Advance
The next time you face a cash emergency, consider a payday loan. You’ll cover your money shortfall, and pay the loan back with your next paycheck. It’s a win-win for all your financial emergencies.